1. Propose and launch products, segments in consumer finance market
- Manage researching, analyzing new customer segments and translate them into respective lending product solutions
- Align with Business Process Analyst team to manage the implementation of products in terms of system,
- Implement products in correlation with sales to disbursement processes, regulatory framework & marketing support
2. Monitor and improving the products performance regarding income margin, sales, risk ratio and cost to retain targeted profitability for the assigned product segments
3. Documentation product specification, policies and relating processes
4. Show initiatives in increasing efficiency of products thru digitalization and automation
5. Monitor unit/ team of assigned product/ segments in daily work
1. Background:
a. University graduate and above, major in Finance, Economics, Business Administration
b. Experience: 2 years in similar job/ position.
2. Skills:
a. Experience in retail banking, development of products & services in consumer finance,
b. Good understanding economics of retail banking products, risk management in financial products
c. Proven success in following job competencies:
i. Project coordination and/or management
ii. Communication and presentation
iii. Partnership & Relationship
iv. Problem solving
d. Computer skills: advance in MS Office, especially in Visio & Project.
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